Serial entrepreneur · Investor

Index of holdings ↓

RomanIushko

Roman Iushko

I build companies and back the people who build them — in fintech, artificial intelligence, health and consumer products.

Portfolio
09 active companies
Markets
USA · UK · EU
Role
Investor
Sectors
Fintech · AI · Health · Consumer

Profile

I have spent twenty years starting companies, growing them, and selling some of them. These days I do the same thing with other founders' companies — with my own money behind them.

My first businesses were in industrial manufacturing and digital advertising. The best known of them is eLama, an advertising automation platform that became one of the largest in its market and which I later exited.

What I learned there is what I bring now: how a business actually makes money, where margin hides, and what it takes to get a product from it works to it sells. I am most useful in the unglamorous parts — pricing, unit economics, the first commercial hires, and the year when growth stops being free.

The register below is where my capital, time and network currently go. I read every message I get, and I answer the good ones.

Where I invest

  • Fintech
  • Embedded banking
  • AI
  • Consumer health
  • Creator economy
  • Retail tech
  • Mobility

Stage

Early and growth-stage companies with a product in the market and customers who already pay for it.

How I work

Capital, plus the operating help the team asks for. No board seat theatre, no reporting rituals that do not change a decision.

Based

Europe. Working across time zones with teams in the USA, the UK and the EU.

Portfolio — register of active holdings

01 ANNA Money anna.money A business account that does the bookkeeping, VAT and tax filing for UK sole traders and small companies. 100,000+ business owners Fintech UK 02 Gemba ge.mba Banking infrastructure for companies that are not banks — accounts, IBANs, cards and FX under their own brand. Regulated · 10+ currencies Fintech US 03 Allocations allocations.com Fund managers launch an SPV or a private fund in minutes — formation, onboarding and closing in one place. $3B+ transacted · 1,800+ funds Fintech US 04 Fundmates fundmates.com Upfront capital for YouTube creators, repaid from a share of ad revenue instead of equity. 250+ creators · $50M+ deployed Creator economy US 05 Ex-human exh.ai Digital humans — AI characters that talk, listen and appear on screen, for consumer apps and platforms. Consumer app: Botify AI AI US 06 Boomerangme boomerangme.biz Digital loyalty cards and automated retention campaigns for local businesses and franchise chains. 30,000+ businesses Retail tech US 07 Whizz getwhizz.com Rent-to-own e-bikes for delivery riders — maintenance, theft cover and battery swaps included. 5,000+ riders · 6 US cities Mobility US 08 Aspect Health aspect-health.com Metabolic care for women with PCOS — continuous glucose monitoring, at-home labs and a coach who reads the data. CGM · Labs · Coaching Health US 09 Zoog getzoog.com Parents and grandparents read a bedtime story and become characters inside it, from anywhere in the world. 4.9 on the App Store Consumer US

Showing all 09 holdings · Role: investor in each

Contact

If you are building something, write to me.

A few lines are enough: what you are building, who pays for it today, and what you need. I answer personally.

Telegram Roman_YUU Email yushkoromanyugmail.com

Who writes where

Founders
The form, with a link to the product. Traction beats a deck.
Funds & co-investors
Telegram is the fastest way to reach me.
Press & speaking
Email, with the date and the format.